What used to be popular as just a recreational “toy”, drones are now being used for many different purposes, across many different industries, including the insurance industry for field underwriting and claims investigations.
The increasing popularity of drones has created dramatic implications for everything from public safety, to farming, to infrastructure maintenance. Already, unmanned aircraft are enabling jobs ranging from agricultural monitoring, to wildfire surveillance to be done more safely, cost efficiently and effectively than ever before.
As regulatory hurdles are cleared, use of unmanned aircraft across a spectrum of industries will accelerate rapidly.
At the moment, insurance companies equate your drone crashing into someone to your dog biting a stranger. But due to the rising popularity of drones, insurance companies may be changing their policies rather quickly.
This is why it’s crucial to discuss insurance with us if you purchase a drone, even if only for recreational use.
To get a quote for Drone insurance, please complete the form below or call our office directly. Thanks!
5 Do’s and Don’ts of Flying a Drone
Drones are exploding in popularity in Arizona, and so are the news stories about someone flying too close to a commercial aircraft or shooting down a drone. These are real incidents, but with these five do’s and don’ts of drone operation, you don’t have to experience one.
- Do know your drone — and your capabilities. Practice your maneuvering skills, including safe landings, in an open field or empty parking lot. You could even join a local club to learn how to fly. Once you do, be sure to stay away from people, wildlife, public events and, yes, your neighbor’s pool party.
- Don’t forget to register your drone. In the eyes of the Federal Aviation Administration (FAA), your drone isn’t a toy. It’s an Unmanned Aircraft System, one you need to register with the agency.
- Don’t fly above 400 feet or within 5 miles of an airport. If you do, you’ll violate FAA guidelines. Though flying near an airport may be possible after first obtaining clearance from the facility and control tower.
- Do get authorization for commercial use. If you use a drone for commercial purposes, such as taking photos for your real-estate business, you must get FAA authorization Just using a drone for personal recreation? No authorization required.
- Do understand the risks. Drones can weigh up to 55 pounds, so there’s the potential for them to cause some serious damage – damage for which you might be liable. However, not all homeowner’s insurance policies provide liability coverage for hobby or model aircraft. Give us a call to find out what kind of coverage you might have.
Hey, we get it. Drones are affordable, fun to fly and have a number of interesting uses, such as aerial photography. Just remember to be smart and safe while yours is in the sky. And, if you’re being impacted by someone else’s drone use, it’s best to talk it through. Because we here at Jackson Insurance Group don’t want to see you on the local news!